:root {
  --navy: #1f3a5f;
  --deep-navy: #162b47;
  --gray: #b8c0c8;
  --slate: #6f7c89;
  --mist: #edf1f4;
  --white: #ffffff;
  --text: #24354a;
  --border: rgba(31, 58, 95, 0.12);
  --shadow: 0 10px 30px rgba(22, 43, 71, 0.08);
  --radius: 16px;
  --radius-sm: 12px;
  --font-heading: "Montserrat", Arial, Helvetica, sans-serif;
  --font-body: "Inter", Arial, Helvetica, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--white);
  color: var(--text);
  font-family: var(--font-body);
  line-height: 1.55;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.container {
  width: min(1120px, calc(100% - 2rem));
  margin-inline: auto;
}

.skip-link {
  position: absolute;
  top: -48px;
  left: 16px;
  z-index: 2000;
  padding: 0.7rem 1rem;
  border-radius: 10px;
  background: var(--navy);
  color: var(--white);
  transition: top 0.2s ease;
}

.skip-link:focus {
  top: 16px;
}

.section {
  padding: 3rem 0;
}

.section-tight {
  padding: 2.25rem 0;
}

.section-header {
  max-width: 700px;
  margin-bottom: 1.5rem;
}

.eyebrow {
  display: inline-block;
  margin: 0 0 0.55rem;
  color: var(--navy);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.eyebrow-light {
  color: var(--gray);
}

.section-title {
  margin: 0 0 0.5rem;
  color: var(--navy);
  font-family: var(--font-heading);
  font-size: clamp(1.8rem, 3vw, 2.5rem);
  line-height: 1.1;
}

.section-title-light {
  color: var(--white);
}

.section-intro {
  margin: 0;
  color: var(--slate);
  font-size: 1rem;
}

.section-intro-light {
  color: rgba(255, 255, 255, 0.82);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  border-bottom: 1px solid var(--border);
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
}

.header-inner {
  display: flex;
  align-items: center;
  gap: 1rem;
  min-height: 76px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.85rem;
  min-width: 0;
}

.brand-mark {
  width: 50px;
  height: 50px;
  flex-shrink: 0;
  object-fit: contain;
}

.brand-text {
  display: flex;
  flex-direction: column;
  gap: 0.05rem;
}

.brand-name {
  color: var(--navy);
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.1;
}

.brand-tag {
  color: var(--slate);
  font-size: 0.8rem;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 1.15rem;
  margin-left: auto;
}

.site-nav a {
  color: var(--navy);
  font-size: 0.95rem;
  font-weight: 600;
}

.header-cta {
  white-space: nowrap;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.8rem 1.1rem;
  border: 1px solid transparent;
  border-radius: 999px;
  font-size: 0.95rem;
  font-weight: 700;
  transition:
    transform 0.2s ease,
    background-color 0.2s ease,
    border-color 0.2s ease,
    color 0.2s ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-1px);
}

.button-primary {
  background: var(--navy);
  color: var(--white);
}

.button-primary:hover,
.button-primary:focus-visible {
  background: var(--deep-navy);
}

.button-secondary {
  border-color: rgba(31, 58, 95, 0.16);
  background: var(--white);
  color: var(--navy);
}

.button-secondary:hover,
.button-secondary:focus-visible {
  border-color: var(--navy);
  background: var(--mist);
}

.hero {
  padding: 2.75rem 0 2.5rem;
  background: linear-gradient(180deg, #ffffff 0%, var(--mist) 100%);
}

.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(300px, 0.8fr);
  gap: 1.5rem;
  align-items: center;
}

.hero-title {
  max-width: 12ch;
  margin: 0 0 0.75rem;
  color: var(--navy);
  font-family: var(--font-heading);
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  line-height: 1.02;
}

.hero-lead {
  max-width: 60ch;
  margin: 0 0 1.1rem;
  color: var(--slate);
  font-size: 1rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 1rem;
}

.hero-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0.5rem 0.9rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.hero-list li {
  position: relative;
  padding-left: 1rem;
  color: var(--navy);
  font-size: 0.95rem;
  font-weight: 600;
}

.hero-list li::before {
  content: "";
  position: absolute;
  top: 0.48rem;
  left: 0;
  width: 0.4rem;
  height: 0.4rem;
  border-radius: 50%;
  background: var(--gray);
}

.hero-panel {
  padding: 1.4rem;
  border-radius: var(--radius);
  background: var(--navy);
  box-shadow: var(--shadow);
  color: var(--white);
}

.panel-label {
  margin: 0 0 0.45rem;
  color: var(--gray);
  font-size: 0.76rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.panel-title {
  margin: 0 0 0.6rem;
  font-family: var(--font-heading);
  font-size: 1.5rem;
  line-height: 1.12;
}

.panel-copy {
  margin: 0 0 1rem;
  color: rgba(255, 255, 255, 0.86);
}

.contact-methods {
  display: grid;
  gap: 0.75rem;
}

.contact-method {
  display: block;
  padding: 0.9rem 1rem;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.06);
  transition:
    background-color 0.2s ease,
    border-color 0.2s ease;
}

.contact-method:hover,
.contact-method:focus-visible {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.22);
}

.contact-method-label {
  display: block;
  margin-bottom: 0.2rem;
  color: var(--gray);
  font-size: 0.8rem;
  font-weight: 600;
}

.contact-method-value {
  display: block;
  font-size: 1rem;
  font-weight: 700;
  word-break: break-word;
}

.intro-grid,
.about-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(260px, 0.8fr);
  gap: 1.25rem;
  align-items: start;
}

.intro-copy p,
.about-copy p {
  margin: 0 0 0.8rem;
}

.info-card,
.card,
.step,
.contact-card-simple {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: var(--shadow);
}

.info-card {
  padding: 1.1rem 1.15rem;
}

.info-card h3 {
  margin: 0 0 0.6rem;
  color: var(--navy);
  font-family: var(--font-heading);
  font-size: 1.05rem;
}

.info-card ul {
  margin: 0;
  padding-left: 1rem;
  color: var(--slate);
}

.info-card li + li {
  margin-top: 0.4rem;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.card {
  padding: 1.1rem;
}

.card-accent {
  width: 34px;
  height: 4px;
  margin-bottom: 0.7rem;
  border-radius: 999px;
  background: var(--gray);
}

.card h3 {
  margin: 0 0 0.45rem;
  color: var(--navy);
  font-family: var(--font-heading);
  font-size: 1.02rem;
  line-height: 1.2;
}

.card p {
  margin: 0;
  color: var(--slate);
  font-size: 0.95rem;
}

.section-navy {
  background: var(--navy);
  color: var(--white);
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

.feature-card {
  padding: 1.1rem;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.04);
}

.feature-card h3 {
  margin: 0 0 0.45rem;
  color: var(--white);
  font-family: var(--font-heading);
  font-size: 1rem;
}

.feature-card p {
  margin: 0;
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.94rem;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 1rem;
}

.step {
  padding: 1.1rem;
}

.step-number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2rem;
  height: 2rem;
  margin-bottom: 0.7rem;
  border-radius: 50%;
  background: var(--mist);
  color: var(--navy);
  font-weight: 700;
}

.step h3 {
  margin: 0 0 0.45rem;
  color: var(--navy);
  font-family: var(--font-heading);
  font-size: 1rem;
}

.step p {
  margin: 0;
  color: var(--slate);
  font-size: 0.94rem;
}

.section-contact {
  padding-top: 2.5rem;
}

.contact-grid-simple {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.contact-card-simple {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  padding: 1rem 1.1rem;
}

.contact-card-simple:hover,
.contact-card-simple:focus-visible {
  border-color: rgba(31, 58, 95, 0.22);
}

.contact-card-label {
  color: var(--slate);
  font-size: 0.82rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.contact-card-simple strong {
  color: var(--navy);
  font-size: 1.05rem;
  word-break: break-word;
}

.site-footer {
  padding: 1.25rem 0 0.9rem;
  border-top: 1px solid var(--border);
  background: #f8fafc;
}

.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
}

.footer-copy {
  display: flex;
  flex-direction: column;
  gap: 0.1rem;
}

.footer-copy strong {
  color: var(--navy);
  font-size: 0.95rem;
}

.footer-copy span {
  color: var(--slate);
  font-size: 0.88rem;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-links a {
  color: var(--navy);
  font-size: 0.92rem;
  font-weight: 600;
}

.footer-bottom {
  margin-top: 0.75rem;
  padding-top: 0.75rem;
  border-top: 1px solid var(--border);
}

.footer-bottom p {
  margin: 0;
  color: var(--slate);
  font-size: 0.84rem;
}

@media (max-width: 980px) {
  .site-nav {
    display: none;
  }

  .hero-grid,
  .intro-grid,
  .about-grid,
  .cards-grid,
  .feature-grid,
  .process-grid,
  .contact-grid-simple {
    grid-template-columns: 1fr;
  }

  .hero-title {
    max-width: 14ch;
  }

  .footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 640px) {
  .section,
  .section-tight {
    padding: 2rem 0;
  }

  .hero {
    padding: 2rem 0;
  }

  .header-inner {
    min-height: 68px;
  }

  .brand-mark {
    width: 42px;
    height: 42px;
  }

  .brand-tag {
    display: none;
  }

  .header-cta {
    display: none;
  }

  .hero-list {
    grid-template-columns: 1fr;
  }

  .button {
    width: 100%;
  }

  .hero-actions {
    flex-direction: column;
  }
}
.legal-section {
  padding: 2.5rem 0 3rem;
}

.legal-wrap {
  max-width: 900px;
}

.legal-header {
  margin-bottom: 1.25rem;
}

.legal-content {
  color: var(--text);
}

.legal-content h2 {
  margin: 1.6rem 0 0.6rem;
  color: var(--navy);
  font-family: var(--font-heading);
  font-size: 1.3rem;
  line-height: 1.2;
}

.legal-content p {
  margin: 0 0 0.9rem;
  color: var(--slate);
}

.legal-content ul {
  margin: 0 0 1rem 1.2rem;
  padding: 0;
  color: var(--slate);
}

.legal-content li + li {
  margin-top: 0.45rem;
}

.legal-content strong {
  color: var(--navy);
}

.legal-content a {
  color: var(--navy);
  text-decoration: underline;
  text-underline-offset: 2px;
}

@media (max-width: 640px) {
  .legal-section {
    padding: 2rem 0;
  }

  .legal-content h2 {
    font-size: 1.15rem;
  }
}
